Chapter 1
The six line items every quote is built from
Every apparel quote on earth, one line or forty, is some arrangement of the same six cost blocks.
If a quote doesn’t show one of them, the cost didn’t disappear. It was folded into another line, or it’s waiting for you after you’ve paid the deposit.
Learn these six, and you can read any quote from any country in any format.
1. Fabric
Usually 40–60% of a hoodie’s cost, which makes it the line where quotes diverge most and where vagueness hides the most money.
A fabric line is only comparable when it pins down four things:
- Composition: 100% cotton vs. 80/20 cotton-poly vs. 65/35 changes cost and hand feel materially. If a quote says “fleece” with no composition, the composition is negotiable downward after you pay.
- Weight (GSM): A 280 GSM and a 450 GSM hoodie are different products. A quote that’s $2 cheaper on 320 GSM against a competitor’s 400 GSM isn’t necessarily cheaper. It’s lighter.
- Construction and finish: brushed vs. unbrushed fleece, loopback terry, carbon finish, enzyme wash. Each adds real cost.
- Consumption: How many meters or kg of fabric one garment uses. Factories quote fabric as (price per kg × consumption per piece). If consumption isn’t stated, you can’t audit the math.
Fabric is also the line that moves with commodity markets, which is why a quote from March and a quote from July are not the same quote.
Cotton was trading around 77 cents per pound in early July 2026, roughly 13% higher than a year earlier, and 2026 has seen sharp swings driven by weather in India and the US and by freight disruption.
A factory holding a price through that kind of movement is either hedged, absorbing margin, or planning to recover it somewhere else in your order.
This is why our quotes carry a validity window and why any serious quote should.
For the full breakdown of what fabric specs mean on a physical garment, see our guides to hoodie fabric weights and GSM and fiber composition.
2. CMT: cut, make, trim
CMT is the labor line: cutting the fabric, sewing the garment, and finishing it. It’s the truest measure of what a factory itself charges, because fabric and trims are largely pass-through costs.
CMT scales with complexity, not with fabric weight. The drivers are:
- Panel count and construction: a raglan-sleeve hoodie with a three-panel hood and a kangaroo pocket sews slower than a basic set-in-sleeve body.
- Seam types: flatlock and coverstitch details cost more machine time than overlock.
- Order size CMT per piece drops as quantity rises because the line setup (pattern, markers, machine threading) amortizes over more units. This is the honest mechanical reason a 500-piece order is cheaper per unit than a 50-piece order.
When a quote is one blended number, ask for CMT broken out. A factory that won’t separate CMT from fabric is usually protecting a margin buried in the fabric line, where you can’t benchmark it.
3. Trims
Everything attached to the garment that isn’t the shell fabric: drawcords, metal or plastic tipping, eyelets, zippers (and zipper brand matters; YKK vs. unbranded is a real cost and quality gap), ribbing, woven labels, care labels, and hangtags. Individually small; collectively $0.80–$2.50 per hoodie depending on specs.
The trap: quotes that assume generic trims against a tech pack that specified custom ones.
Custom woven labels, branded metal tips, and custom hangtags each carry both a per-unit cost and a one-time minimum from the trim supplier.
If your tech pack says “custom” and the quote doesn’t itemize trims, assume the quote is priced generically.
4. Decoration
Printing and embroidery. This line has more one-time costs hiding in it than any other:
- Screen printing: priced per placement, per color count. Each color needs a screen; screens are a setup cost (more on that in Chapter 2).
- Embroidery: priced by stitch count and placements. The digitizing of your artwork into a stitch file is a one-time fee.
- Specialty work: puff print, high-density, appliqué, and all-over prints. Each has its own setup and its own rejection rate, which factories price in.
Two quotes for “logo embroidery, left chest” can be honest and still differ 3× if one assumed 5,000 stitches and the other assumed 15,000. Stitch count belongs in the quote.
5. Sampling
Development samples, fit samples, pre-production (PP) samples. Sample-stage work is genuinely expensive for a factory; a single sample interrupts a production line or occupies a dedicated sampling cell, so real sample pricing runs 2–4× the eventual unit price, plus courier.
What matters for comparison: whether sampling is charged, whether it’s refunded against the bulk order (a common and fair structure), and how many rounds are included.
“Free samples” is covered in Chapter 4, because it’s usually not what it sounds like.
6. Freight and terms
The line most founders compare is wrong because it hides inside three-letter Incoterms:
- EXW (ex-works): the price at the factory gate. You arrange and pay for everything after that.
- FOB (free on board): the factory delivers to the port and clears exports. You pay ocean/air freight, insurance, import clearance, and last-mile.
- DDP (delivered duty paid): lands at your door, duties paid. Highest quoted number, fewest surprises.
An EXW quote will always look cheapest, but it always isn’t.
And the air-vs-sea decision is enormous at streetwear order sizes: air freight runs roughly 8–12× the per-kg cost of ocean, with 2026 international air rates typically in the $2.50–$8.00/kg band depending on lane and season.
On a 50-piece first run, air is often still rational because the freight delta is small in absolute terms and you get the goods weeks earlier.
On a 500-piece reorder, seeing changes your unit economics. A quote can’t be compared until you know which of these worlds it lives in.
We go deeper on the full journey from factory gate to your warehouse in our shipping and Incoterms guide.
Chapter 1 takeaway
A quote missing any of the six blocks isn’t cheaper; it’s incomplete. Your first email back to any factory is the same every time: “Please break the quote into fabric (with composition, GSM, and consumption), CMT, trims, decoration (with setup fees separate), sampling, and delivery terms. “A good factory answers in a day. The answer you get to this email is itself a supplier-quality signal.